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There are specific participants who are responsible for blocking the payments and monitoring illegal activity within each payment systems – not everyone will be prosecuted. In the case of ACH systems it’s the financial institution that makes the deposits and any third party that receives credit or processes the debit on behalf of the commercial customer. In the case of cards such as VISA or MasterCard it is the card company that will be in the red if the process online casino payments. For check collection systems and wire transfer system it’s not actually the system company itself but the depositary and beneficiary’s bank, respectively. And finally, in the case of money transmitting businesses it’s the operator itself that will be charged for illegal activity. The act makes it clear that any back office support provider to any of these payment systems and services is not considered a third party and will not be prosecuted.
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